Terms of Use

The Terms and Conditions contained herein shall apply to any person (“User”) using the services of FORTE
FURNITURE PRODUCTS INDIA PRIVATE LIMITED (“FFPL”) for making payments through an online
payment gateway service (“Service”) offered jointly by ICICI Bank Ltd. and Payment Gateway Service
provider, through FFPL’s website i.e. www.stylespafurniture.com. Each User is therefore deemed to have read
and accepted these Terms and Conditions.

A.Privacy Policy

FFPL respects and protects the privacy of the individuals that access the information and use the services
provided through them. Individually identifiable information about the User is not willfully disclosed to any
third party without first receiving the User’s permission, as covered in this Privacy Policy.

This Privacy Policy describes FFPL’s treatment of personally identifiable information that FFPL collects when
Users uses on the FFPL’s website. FFPL does not collect any unique information about the User (such as User’s
name, email address, age, gender etc.) except when the User specifically and knowingly provide such
information on the Website. Like any business interested in offering the highest quality of service to clients,
FFPL may, from time to time, send email and other communication to the User to tell them about the various
services, features, functionality and content offered by FFPL website or seek voluntary information from the
user.

Please be aware, however, that FFPL will release specific personal information about the User if required to do
so in the following circumstances:

a)in order to comply with any valid legal process such as a search warrant, statute, or court order, or

b)if any of User’s actions on FFPL’s website violate the Terms of Service or any of FFPL’s guidelines for
specific services, or

c)to protect or defend FFPL’s legal rights or property, the FFPL site, or FFPL Users; or

d)to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving
potential threats to the security, integrity of FFPL website/offerings.

B.General Terms and Conditions For Online-Payments

1.Once a User has accepted these Terms and Conditions, he/ she may register and avail the Services. A
User may register on FFPL’s website to make the payment for the specific amount as mentioned in the
site through any of the instruments as available in the payment gateway.

2.FFPL’s rights, obligations, undertakings shall be subject to the laws in force in India, as well as any
directives/ procedures of Government of India, and nothing contained in these Terms and Conditions
shall be in derogation of FFPL ‘s right to comply with any law enforcement agencies request or
requirements relating to any User’s use of the website or information provided to or gathered by FFPL
with respect to such use. Each User accepts and agrees that the provision of details of his/ her use of the
Website to regulators or police or to any other third party in order to resolve disputes or complaints
which relate to the Website shall be at the absolute discretion of FFPL.

3.If any part of these Terms and Conditions are determined to be invalid or unenforceable pursuant to
applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth
herein, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable
provision that most closely matches the intent of the original provision and the remainder of these Terms
and Conditions shall continue in effect.

4.These Terms and Conditions constitute the entire agreement between the User and FFPL. These Terms
and Conditions supersede all prior or contemporaneous communications and proposals, whether
electronic, oral, or written, between the User and FFPL. A printed version of these Terms and
Conditions and of any notice given in electronic form shall be admissible in judicial or administrative
proceedings based upon or relating to these Terms and Conditions to the same extent and subject to the
same conditions as other business documents and records originally generated and maintained in printed
form.

5.The entries in the books of FFPL and/or the Payment Service Providers kept in the ordinary course of
business of FFPL and/or the Payment Service Providers with regard to transactions covered under these
Terms and Conditions and matters therein appearing shall be binding on the User and shall be conclusive
proof of the genuineness and accuracy of the transaction.

6.Refund For Charge Back Transaction: In the event there is any claim for/ of charge back by the User
for any reason whatsoever, such User shall immediately approach FFPL with his/ her claim details and
claim refund from FFPL alone. Such refund (if any) shall be effected only by FFPL via payment
gateway or by means of a demand draft or such other means as FFPL deems appropriate. No claims for
refund/ charge back shall be made by any User to the Payment Service Provider(s) and in the event such
claim is made it shall not be entertained.

7.In these Terms and Conditions, the term “Charge back” means approved and settled card (Debit or
Credit) or net banking purchase transactions which are at any time refused, debited or charged back to
Merchant account (shall also include similar debits to Payment Gateway Service Provider’s accounts, if
any) by the Acquiring Bank for any reason whatsoever, together with the bank fees, penalties and other
charges incidental thereto.

8.Refund for fraudulent/duplicate transaction(s): The User shall directly contact FFPL for any fraudulent
transaction(s) on account of misuse of Card/ Bank details by a fraudulent individual/party and such
issues shall be suitably addressed by FFPL alone in line with their policies and rules.

9.Server Slow Down/Session Timeout: In case the Website or Payment Service Provider’s webpage, that
is linked to the Website, is experiencing any server related issues like ‘slow down’ or ‘failure’ or
‘session timeout’, the User shall, before initiating the second payment,, check whether his/her Bank
Account has been debited or not and accordingly resort to one of the following options:

(I) In case the Bank Account appears to be debited, ensure that he/ she does not make the payment twice
and immediately thereafter contact FFPL via e-mail or any other mode of contact as provided by FFPL
to confirm payment.

(ii)n case the Bank Account is not debited, the User may initiate a fresh transaction to make payment.

However, the User agrees that under no circumstances the Payment Gateway Service Provider shall be
held responsible for such fraudulent/duplicate transactions and hence no claims should be raised to
Payment Gateway Service Provider No communication received by the Payment Service Provider(s) in
this regards shall be entertained by the Payment Service Provider(s).

C.Limitation of Liability

1.FFPL has made this Service available to the User as a matter of convenience. FFPL expressly disclaims
any claim or liability arising out of the provision of this Service. The User agrees and acknowledges that
he/ she shall be solely responsible for his/ her conduct and that FFPL reserves the right to terminate the
rights to use of the Service immediately without giving any prior notice thereof.

2.FFPL and/or the Payment Service Providers shall not be liable for any inaccuracy, error or delay in, or
omission of (a) any data, information or message, or (b) the transmission or delivery of any such data,
information or message; or (c) any loss or damage arising from or occasioned by any such inaccuracy,
error, delay or omission, non-performance or interruption in any such data, information or message.
Under no circumstances shall the FFPL and/or the Payment Service Providers, its employees, directors,
and its third party agents involved in processing, delivering or managing the Services, be liable for any
direct, indirect, incidental, special or consequential damages, or any damages whatsoever, including
punitive or exemplary arising out of or in any way connected with the provision of or any inadequacy or
deficiency in the provision of the Services or resulting from unauthorized access or alteration of
transmissions of data or arising from suspension or termination of the Services.

3.FFPL and the Payment Service Provider(s) assume no liability whatsoever for any monetary or other
damage suffered by the User on account of:

(I) the delay, failure, interruption, or corruption of any data or other information transmitted in
connection with use of the Payment Gateway or Services in connection thereto; and/ or

(ii) any interruption or errors in the operation of the Payment Gateway.

4.The User shall indemnify and hold harmless the Payment Service Provider(s) and FFPL and their
respective officers, directors, agents, and employees, from any claim or demand, or actions arising out of
or in connection with the utilization of the Services.

5.The User agrees that FFPL or any of its employees will not be held liable by the User for any loss or
damages arising from your use of, or reliance upon the information contained on the Website, or any
failure to comply with these Terms and Conditions where such failure is due to circumstance beyond
FFPL’s reasonable control.

D.Miscellaneous Conditions :

1.Any waiver of any rights available to FFPL under these Terms and Conditions shall not mean that those
rights are automatically waived.

2.The User agrees, understands and confirms that his/ her personal data including without limitation
details relating to debit card/ credit card transmitted over the Internet may be susceptible to misuse,
hacking, theft and/ or fraud and that FFPL or the Payment Service Provider(s) have no control over such
matters.

3.Although all reasonable care has been taken towards guarding against unauthorized use of any
information transmitted by the User, FFPL does not represent or guarantee that the use of the Services
provided by/ through it will not result in theft and/or unauthorized use of data over the Internet.

4.FFPL, the Payment Service Provider(s) and its affiliates and associates shall not be liable, at any time,
for any failure of performance, error, omission, interruption, deletion, defect, delay in operation or
transmission, computer virus, communications line failure, theft or destruction or unauthorized access
to, alteration of, or use of information contained on the Website.

5.The User may be required to create his/ her own User ID and Password in order to register and/ or use
the Services provided by FFPL on the Website. By accepting these Terms and Conditions the User
aggress that his/ her User ID and Password are very important pieces of information and it shall be the
User’s own responsibility to keep them secure and confidential. In furtherance hereof, the User agrees
to;

i.Choose a new password, whenever required for security reasons.
ii.Keep his/ her User ID & Password strictly confidential.
iii.Be responsible for any transactions made by User under such User ID and Password.

The User is hereby informed that FFPL will never ask the User for the User’s password in an unsolicited
phone call or in an unsolicited email. The User is hereby required to sign out of his/ her FFPL account
on the Website and close the web browser window when the transaction(s) have been completed. This is
to ensure that others cannot access the User’s personal information and correspondence when the User
happens to share a computer with someone else or is using a computer in a public place like a library or
Internet café.

E.Debit/Credit Card, Bank Account Details

1.The User agrees that the debit/credit card details provided by him/ her for use of the aforesaid Service(s)
must be correct and accurate and that the User shall not use a debit/ credit card, that is not lawfully
owned by him/ her or the use of which is not authorized by the lawful owner thereof. The User further
agrees and undertakes to provide correct and valid debit/credit card details.

2.The User may pay his/ her payments to FFPL by using a debit/credit card or through online banking
account. The User warrants, agrees and confirms that when he/ she initiates a payment transaction
and/or issues an online payment instruction and provides his/ her card / bank details:

i.The User is fully and lawfully entitled to use such credit / debit card, bank account for such
transactions;

ii.The User is responsible to ensure that the card/ bank account details provided by him/ her are
accurate;

iii.The User is authorizing debit of the nominated card/ bank account for the payment of products purchased
selected by such User along with the applicable Fees.

iv.The User is responsible to ensure sufficient credit is available on the nominated card/ bank account at the
time of making the payment to permit the payment of the dues payable or the bill(s) selected by the User

inclusive of the applicable Fee.

F.Personal Information

1.The User agrees that, to the extent required or permitted by law, FFPL and/ or the Payment Service
Provider(s) may also collect, use and disclose personal information in connection with security related
or law enforcement investigations or in the course of cooperating with authorities or complying with
legal requirements.

2.The User agrees that any communication sent by the User vide e-mail, shall imply release of information
therein/ therewith to FFPL. The User agrees to be contacted via e-mail on such mails initiated by him/
her.

3.In addition to the information already in the possession of FFPL and/ or the Payment Service
Provider(s), FFPL may have collected similar information from the User in the past. By entering the
Website the User consents to the terms of FFPL’s information privacy policy and to FFPL’s continued
use of previously collected information. By submitting the User’s personal information to FFPL, the
User will be treated as having given his/her permission for the processing of the User’s personal data as
set out herein.

4.The User acknowledges and agrees that his/ her information will be managed in accordance with the
laws for the time in force.

G.Payment Gateway Disclaimer

The Service is provided in order to facilitate access to view and pay for products purchased online. FFPL
or the Payment Service Provider(s) do not make any representation of any kind, express or implied, as to
the operation of the Payment Gateway other than what is specified in the Website for this purpose. By
accepting/ agreeing to these Terms and Conditions, the User expressly agrees that his/ her use of the
aforesaid online payment Service is entirely at own risk and responsibility of the User.